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  <!-- ============ ABOUT US (5 languages) ============ -->
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  <!-- ============ AFFILIATE DISCLOSURE (5 languages) ============ -->
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  <!-- ============ PRIVACY POLICY (5 languages) ============ -->
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    <lastmod>2026-05-18</lastmod>
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  <!-- ============ RISK DISCLOSURE (5 languages) ============ -->
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    <lastmod>2026-05-18</lastmod>
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    <lastmod>2026-05-18</lastmod>
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  <url>
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    <lastmod>2026-05-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <!-- ============ FEE COMPARISON TOOL (5 languages) ============ -->
  <url>
    <loc>https://6188.live/tools/fee-comparison.html</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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